Car finance online
See your options with no impact on your credit score.
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Borrow over 48 months, £0 deposit£7,500Representative APR (fixed)21.9%Monthly payment£228.11Option to purchase fee£10Total cost of credit£3,449.21Total amount repayable£10,949.21
Rates from 9.9% APR. Car-Finance is a credit broker, not a lender.
Am I eligible?Step 1 of 9
You'll need to be 18–75, a UK resident for 3+ years, with £1,000+ monthly income. Soft search only.
What is your monthly budget?
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How it works
A few steps to the most favourable offer you can get.
1
Get approved fast
Your personalised quote and approval in principle — within minutes.
2
Find your perfect car
Choose from any UK dealership, or 100,000+ cars in our member area.
3
Drive away with ease
We handle the paperwork with the dealer and lender. Just pick up your car.
Finance calculator
Roughly estimate your car loan options.
Loan amount£7,500.00
For how long?
Estimated credit score
Estimated payments
Length of loan48 monthsInterest rate12.9% APROptional final payment£0Amount of interest£2,014.56Total payment£9,514.56
Estimates are subject to credit checks and may change if you apply. Representative example: £7,500 over 48 months at 21.9% APR, £228.11/month, total payable £10,949.21.
PCP or HP?
Both have flexible repayments and let you own the car at the end. Here's how they differ.
Personal Contract Purchase
Pay for the car's drop in value rather than its full price. At the end, return it, swap it, or buy it with a final payment. Good if you like changing cars often.
- Deposit
- Optional
- Ownership at end
- Only if final payment made
- Final payment
- Optional balloon
- Mileage limits
- Excess charges apply
- Best for
- Lower payments, flexibility
Hire Purchase
Spread the full cost into monthly payments and own the car outright at the end, with no large final payment. Monthly costs can be higher than PCP.
- Deposit
- Optional (10–20% suggested)
- Ownership at end
- Yours after final payment
- Final payment
- None
- Mileage limits
- None
- Best for
- Owning outright
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Why choose us?
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Full HPI, service history and MOT checks. Buy with confidence.
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